First Position Loan Programs
Our private lending programs offer fast, flexible financing solutions tailored for a wide range of clients, including seasoned investors, developers, and homebuyers who need to move quickly on purchasing a new home.
Whether you’re flipping a property, building from the ground up, or buying your dream home, we streamline the process, providing quick access to funds with minimal paperwork so you can focus on what matters most—closing your deal.
Fix & Flip
Purpose: To finance the purchase and renovation of properties.
Loan Terms: 3 to 12 months.
Loan Amount: Up to $2,000,000.
LTV: Up to 85% of purchase price, 100% of rehab costs, 70% ARV.
Interest Rates: Typically 9% to 12%, based on experience, property type, and market.
Fees: 1.5% to 2% points plus adminstrative fees.
Bridge Loan
Purpose: Cash offer, Buy now sell later, tailored for fast funding needs.
Loan Terms: 3 to 6 months.
Loan Amount: $150,000 to $3,000,000, please call for larger amounts.
LTV: Up to 75%.
Interest Rates: 8% to 10%.
Fees: 1.5% to 2% points plus adminstrative fees.
Construction Loan
Purpose: Financing for ground-up construction projects, including residential, commercial, and mixed-use developments.
Loan Terms: 12 to 36 months.
Loan Amount: $500,000 to $3,000,000.
LTV: Up to 75% of construction costs, or 65-70% of completed value.
Interest Rates and Fees: Please Call for inquiry.
Cash-out Refinance
Purpose: Access equity from an existing property for new investment or other purposes, including purchasing a new home.
Loan Terms: Up to 12 months.
Loan Amount: $100,000 to $3,000,000, please call for larger amounts.
LTV: Up to 75%.
Interest Rates: 9% to 12%.
Fees: 1.5% to 2% points plus adminstrative fees. for other investments.
